When it comes to the black market in Animal Crossing, which villagers are worth the most from Marcia Johnson's blog

Animal Crossing: New Horizons includes a large number of villagers who can be discovered and invited to a player's island; however, villagers can also be purchased in the game's store.

The process of selecting villagers for an Animal Crossing: New Horizons community can be time-consuming and difficult. New Horizons has 397 villagers to choose from, each with their own set of advantages and disadvantages that fans should consider before inviting them into their homes. Whereas the majority of Animal Crossing villagers are discovered at random during gameplay, the fan-made website Nookazon allows players to skip the search and purchase their preferred villager with in-game currency instead. However, while this can be a great way to expedite the customization of a town's population, some of the more popular characters can come at a hefty price for some players.

Animal Crossing: New Horizons allows players to have up to ten villagers living in their island town at any given time, which is an increase from the previous game. These villagers aren't here for the long haul; they'll occasionally pack up their belongings and head off on new adventures. As a result, it is possible to interact with a diverse range of villagers in New Horizons, ensuring that daily interactions with the community remain fresh and interesting. In traditional gameplay, players can purchase a Nook Miles ticket and travel to a randomly selected Mystery Island in order to obtain these villagers. If the player has an open spot on their island, there is a chance that a villagers will spawn at random in that location. There is no way to predict which Animal Crossing villager will appear, which can be frustrating for players who are looking for a specific character.

Animal Crossing: New Horizons players can purchase villagers from other players on the website Nookazon, which can save them the time and effort of conducting a time-consuming search. If they wish to make use of this service, players must first search through the available options under the Villager tab, then select the desired character before purchasing the ability to invite the villager from another player at a cost of animal crossing items or ACNH items. While some Animal Crossing characters, such as Rocco the hippo and Al the Gorilla, can be obtained for as little as 50,000 ACNH Bells, others, such as Raymond the cat, can be obtained for millions of ACNH Bells, necessitating players to save up in order to obtain the villagers they desire.

Expensive Animal Crossing: New Horizons Exclusive Villagers 

According to Nookazon, there are currently five Animal Crossing: New Horizons exclusive villagers available for purchase, each of whom is worth 2 million ACNH Bells or more.
Raymond will receive $5 million, Judy will receive $3 million, and Marshall, Ankah, and Lucky will each receive $2 million. Both Raymond and Judy were first introduced in New Horizons, and they have remained extremely popular with fans ever since the game's release due to their adorable aesthetics and difficulty in obtaining them. As a result, it appears unlikely that their prices on Nookazon will decrease in the foreseeable future.

In the absence of official confirmation from Nintendo, the inclusion of new Animal Crossing: New Horizons exclusive villagers in future content updates could serve to bring the prices of more expensive villagers down to more affordable levels. Addition of new villagers would also serve to refresh gameplay for those who have already established a strong Animal Crossing: New Horizons community comprised of popular or sought-after characters, encouraging players to shake up town dynamics by making new choices.